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De Smet Farm Mutual and De Smet Insurance Companies of South Dakota accept credit/debit cards and e-Check payments. To keep premiums as low as possible for all of our members, those who choose these payment methods will be assessed a convenience fee.

De Smet Farm Mutual and De Smet Insurance receive only the policy amounts that are billed. Farm/Ranchowners, Homeowners, Auto and Excess Liability policies must be paid separately just as they are billed.

You may also make a Credit/Debit card payment using our automated toll free payment option. Please dial 1-855-808-0827 and follow the instructions.

For questions regarding your coverage, contact your Agent or Customer Service at (605) 854-3337. Or email us at .